FDIC

Definition:

Die Federal Deposit Insurance Corporation (FDIC) ist eine unabhängige US-amerikanische Behörde, die vom US-Kongress geschaffen wurde, um die Stabilität und das Vertrauen der Öffentlichkeit in das Finanzsystem des Landes zu erhalten. Die FDIC versichert Einlagen, prüft und beaufsichtigt Finanzinstitute auf Sicherheit, Solidität und Verbraucherschutz, macht große und komplexe Finanzinstitute abwicklungsfähig und verwaltet Konkursverfahren.

Die FDIC wurde durch das Bankengesetz von 1933 gegründet, das während der Großen Depression erlassen wurde, um das Vertrauen in das amerikanische Bankensystem wiederherzustellen.

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