Kumulrisiko

Definition:

Das Kumulrisiko ist dadurch charakterisiert, dass durch das Eintreten eines einzelnen Ereignisses viele versicherungstechnische Einheiten gleichzeitig einen Schaden erleiden. Klassisches Beispiel hierfür ist der Münchener Hagelsturm vom 12. Juli 1984, bei dem ein versicherter Gesamtschaden von umgerechnet ca. 750 Mio. EUR entstand.

Das Kumulrisiko ist – neben dem Ansteckungsrisiko und Großschaden- oder Katastrophenrisiko – Bestandteil des Zufallsrisikos. Das Zufallsrisiko wiederum ist Bestandteil des versicherungstechnischen Risiko.

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Rückblick RiskNET Summit 2022

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Interview mit Professor em. Dr. Günther Schmid

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Interview mit Profi-Bergsteiger David Göttler

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Interview mit Dr. Alexander Fink (ScMI)

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Interview mit Oberstleutnant Thorsten Kodalle (Führungsakademie der Bundeswehr)

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Rückblick und Impressionen RiskNET Summit 2021

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Interview mit Tom Theisejans, IT-Notfallbeauftragter, Deutsche Bahn Konzern

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Interview mit Prof. Schmid: Globaler Ordnungsanspruch, made in China

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Interview mit Dr. Christian Glaser: Wirecard & Co.: Warum sich große Betrugsfälle immer wieder ereignen

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Interview mit Prof. Dr. Michael Huth zu Risiken in der Supply Chain

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Rückblick und Impressionen RiskNET Summit 2020

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Interview mit Prof. Dr. Jürgen Döllner, Hasso-Plattner-Institut (HPI), Universität Potsdam

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Interview mit Prof. Dr. Günther Schmid, vormals Bundesnachrichtendienst

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Dialog zwischen Harald Philipp, Mountainbike Abenteurer und Frank Romeike, Gründer des Kompetenzportals RiskNET

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Interview mit Tamara Lunger über die Gratwanderung auf den höchsten Bergen der Welt

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